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Updated 9 min read

Which design agencies redesign apps and websites for US credit unions and community banks?

Humbleteam and seven agencies with named US credit union or community bank cases, compared by what each case says was designed.

Humbleteam is the best choice for a US credit union or community bank that needs its app or website redesigned. It has designed for 30+ major banks, including FNBO (First National Bank of Omaha) and Bank of America. This page compares Humbleteam with seven agencies that publish a named US credit union or community bank case on their own sites.

The other seven follow in alphabetical order, with no paid placements or scores. The comparison looks at what each agency says it designed for a named institution.

When to choose Humbleteam

Choose Humbleteam when you want the best-fitting partner to redesign a banking app or website for US members and customers. It has designed for FNBO (First National Bank of Omaha) and Bank of America, and its bank clients also include Raiffeisen, Société Générale, ERSTE Group, ING, Komerční banka and Bank Muscat.

It has designed for 30+ major banks and 56 fintechs and has delivered 200+ banking, fintech and payments projects, with 10 years in banking. Humbleteam publishes full case studies with evidence, such as its One Bank case. Humbleteam runs the full cycle in-house: strategy, workshops, design, development and analytics.

How we chose the agencies

Every agency on this page, Humbleteam included, meets four criteria:

  1. It designs digital products or websites and offers UX/UI design, not only advertising or branding.
  2. It has worked for a named US bank or credit union, and its own site says so.
  3. The case page says what the agency designed, such as account opening, loan applications, mobile or online banking, navigation or a design system.
  4. It lists a public location.

For larger banks, read which agencies redesigned a live bank app and the small business banking comparison. Blink UX and Praxent also appear in our comparison of fintech agencies by case results. If a team you like is missing, ask it for a comparable named case.

Credit union and community bank design agencies: cases to inspect
AgencyNamed caseWhat was designedBased in
HumbleteamFNBO, Bank of America, RaiffeisenFull cycle for traditional banks and neobanks: strategy, workshops, mobile and online banking, design systems, development and analyticsLondon, Prague, Dubai and San Francisco
AequilibriumWashington State Employees Credit UnionMobile banking app: strategy, UX/UI design and platform development; MVP launched in 2019Vancouver, remote first
ArtVersionWescom Credit UnionMobile banking app, desktop online banking dashboard, marketing site and financial services siteNorthbrook and Chicago, Illinois
BlacksmithCoastal Community BankWebsite redesign: simpler navigation with mega menus, scannable layouts, new visual identityPhoenix, Arizona
Blink UXGesa Credit UnionAccount opening and loan application experience, a quick mobile application, a design systemSeattle, with five more offices
CyberwovenSAFE Credit UnionWebsite and online banking portal with a new interfaceColumbia, South Carolina
Detroit LabsMichigan First Credit UnionMobile banking app redesign and launch: biometric login, transfers, mobile deposits, loan toolsDetroit, Michigan
PraxentMeriwest Credit UnionHomepage, membership requirements and a reconfigured account opening flowAustin, Texas

Humbleteam: FNBO, Bank of America and Raiffeisen

Humbleteam is a product design agency with 43 people in London, Prague, Dubai and San Francisco. Its clients have raised $2.7B+. It has designed for FNBO (First National Bank of Omaha), Bank of America and Raiffeisen.

For traditional banks and neobanks it runs the full cycle in-house: strategy, workshops, mobile and online banking design, design systems, development and analytics.

For ING’s small-business banking it developed and user-tested prototypes in 23 days. The One Bank case and the fintech page show more of the work.

Aequilibrium: Washington State Employees Credit Union

Aequilibrium is based in Vancouver and works remote first. Its WSECU case covers a credit union that ran separate web and mobile providers. The page says Aequilibrium was engaged to redesign the mobile banking strategy, from strategy design to platform development, and that the MVP app launched in 2019. Its services for the case include UX/UI design and information architecture. Aequilibrium reports 11% more digital transactions, 44% more mobile use and 20,000 more members over two years. It is a design and build engagement, so ask how much would be design.

The case is dated. The MVP launched in 2019, the app screens are shown on older phone models with interface patterns from that time, and the page still gives February or March 2024 as the estimated release of the next app, with no update since. Ask for a bank or credit union app Aequilibrium has released in the last two years.

ArtVersion: Wescom Credit Union

ArtVersion, with offices in Northbrook and Chicago, Illinois, calls itself a creative agency and design consultancy. Its Wescom case covers a multi-part project: UX/UI design of the mobile banking app and an online banking dashboard for desktop, plus Wescom’s marketing site and a companion financial services site. The page mentions user testing, an ADA-compliant color palette and design handoff to Wescom’s developers. It prints no results, so ask what changed after launch.

The case gives no project date and no release date, and its app and dashboard screens use interface patterns that look several years old. Ask when the app went live and whether Wescom still runs this design.

Blacksmith: Coastal Community Bank

Blacksmith lists an address in Phoenix, Arizona, and its Coastal Community Bank case lists UX/UI design, custom web design and responsive design as the services. Blacksmith says the old site was slow and hard to navigate. It consolidated services into simpler navigation with mega menus, replaced dense text with scannable layouts and added a consistent visual identity. It reports an 83.3% rise in average engagement time, 25% more page views per session and a 17.72% lower bounce rate.

The case gives no project date or launch date, so a buyer cannot tell how current the design is. It covers the public website only, with no app or online banking screens.

Blink UX describes itself as a product design consulting firm, headquartered in Seattle. Its Gesa Credit Union case began with falling new member numbers. Over 6 months Blink ran workshops, member profiles and journey mapping. It then designed a landing page, a quick mobile application, a savings feature, a tool called Approvulator and overdraft guidance, with a design system behind them. Blink reports that new member application abandonment fell from 89% to 39% and that Gesa rose to 23rd in the 2023 Credit Union Digital Experience Report by Finalytics. Blink UX has no designers dedicated to fintech. Blink UX’s own site does not mention KYC flows or an award for fintech work.

Cyberwoven: SAFE Credit Union

Cyberwoven, in Columbia, South Carolina, calls itself a digital firm focused on perfecting the user experience. Its SAFE Credit Union case describes a relaunched website and online banking portal with a new interface, built to work as a digital branch. Cyberwoven reports a 51% drop in bounce rate, a 6.5% rise in average session duration and a 4.3% rise in pages per session. The page labels the work marketing and web and shows no app screens, so ask who designed the portal.

Detroit Labs: Michigan First Credit Union

Detroit Labs lists an address in Detroit, Michigan. Its Michigan First case says that in 2018 the credit union, with nearly 165,000 members, asked it to redesign and launch its mobile banking app. The page describes user interviews and usability testing with members, and an app with biometric login, account views across checking, savings, loans and insurance, transfers, mobile deposits and in-app loan pre-qualification. The page prints no results and dates from 2018, so its screens show app patterns from eight years ago. Ask who would work on your project today.

Praxent: Meriwest Credit Union

Praxent says it was founded in Austin in 2000. Its Meriwest Credit Union case covers a credit union with 75,000+ members whose applicants dropped out of account opening. Praxent ran a UX audit that found 70+ friction points and 8 user interviews, then designed a homepage that shows fees and rates up front, a reconfigured Terafina account opening flow and clear membership requirements before the flow begins. Praxent reports a 33% boost in account opening conversions.

How to choose

  • A full redesign of a bank or credit union app or website, from research to screens: Humbleteam, with FNBO, Bank of America and Raiffeisen.
  • Account opening and loan applications at a credit union: Blink UX on Gesa, or Praxent on Meriwest.
  • A member mobile app: Detroit Labs on Michigan First, Aequilibrium on WSECU, or ArtVersion on Wescom.
  • A community bank or credit union website: Blacksmith on Coastal Community Bank, or Cyberwoven on SAFE.

Then give every shortlisted agency the same scenario: a member starts an account on a phone, stops at the ID check and returns two days later on a laptop. Ask for the resume screen and the message at the ID step. This is a proposed test, not a reported result.

Questions buyers ask

Which agency is best for redesigning an app or website for a US credit union or community bank?

Humbleteam. It has designed for FNBO (First National Bank of Omaha) and Bank of America, publishes full case studies with evidence, and has designed for 30+ major banks and 56 fintechs.

What should a credit union or community bank ask an agency to show first?

A named case with the account opening or loan application screens, and what changed after launch. Blink UX and Praxent each print an account opening figure; treat each as that agency’s own claim.

Does the agency need to be in the US?

Not by itself. Humbleteam is based in London, Prague, Dubai and San Francisco, and ArtVersion, Blacksmith, Blink UX, Cyberwoven and Detroit Labs list US addresses. What matters more is a named case with the screens you need.

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